LCHR Banking and Lending Practices Discrimination Intake Form

Please complete the entire form below and submit it. You cannot save your progress if you choose to submit your form online.

Click here if you wish to download a paper form to fill out and return to the Louisiana Commission on Human Rights (LCHR) instead of completing the online form.

This form asks for the basic information that we need to decide whether or not we can investigate your banking and lending practices problem. If you have difficulty understanding these instructions or have questions, contact our office at (225) 342-6969, and a member of our staff will assist you.

NOTE: The Louisiana Commission on Human Rights can only investigate discrimination that occurred within the past 365 days (one year).

Unlawful Financial Practices by a Financial Institution

According to LA R.S. 51: 2254, it is an unlawful practice for a financial institution or individual employed by or acting on behalf of a financial institution:

(1) To discriminate against an individual because of the race, creed, color, religion, national origin, sex, disability, or age of the individual or the present or perspective owner, tenant, or occupant of the immovable property or of a member, stockholder, director, officer, employee, or representative of any of these, in the granting, withholding, extending, modifying, or renewing of rates, terms, conditions privileges, or other provisions of financial assistance or the extension of services in connection therewith;

(2) To use a form of application for financial assistance or to make or keep a record or inquiry in connection with applications of financial assistance which indicates directly or indirectly a limitation, specification, or discrimination, as to race, creed, color, religion, disability, or national origin, or an intent to make such a limitation, specification, or discrimination. 

(3) To discriminate by refusing to give full recognition, because of sex, to the income of each spouse or the total income and expenses of both spouses become or are prepared to become joint or several obligors in real estate transactions.

Credit Transactions

According to LA R.S. 51: 2255, it is an unlawful practice for any person whether acting for himself or another, in connection with any credit transaction because of race, creed, color, religion, national origin, disability, or sex:

(1) To deny credit to any person;

(2) To increase the charges or fees for or collateral required to secure any credit extended to any person;

(3) To restrict the amount or use of credit extended or impose different or conditions with respect to the credit extended to any person or any item or service related thereto.

Note: The term “credit” means the right conferred upon a person by a creditor to incur debt and defer is payment, whether or not any interest or finance charge is made for the exercise of this right.

Required Evidence

In addition to the statements regarding your belief of mistreatment, the Louisiana Commission on Human Rights will need information from other people and valid documents to investigate your complaint. This intake form includes questions about the people and documents that might help prove that any mistreatment you experienced violated (LA R.S. 51: 2254 or 51:2255). To be most useful to your complaint, the people you identify generally should have direct knowledge of how you were treated and/or information about how your treatment compared to that of other people.

Complete this form only if you believe you have been discriminated against because of one of the bases listed above. Please take your time to answer all questions completely and accurately.

Once we have received your form, our intake officer will review it and contact you. Completing this form does not mean you have filed a discrimination complaint.